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9 min read

Who Pays the Real Estate Agent?

By Katie Hollar on May 11, 2022 11:45:43 AM

Most homebuyers opt to use a real estate agent when buying a home. Buying a home without a realtor is not advisable because real estate agents have a wealth of knowledge, resources, and expertise that will come in handy, especially for first-time homebuyers.

Even though a majority of real estate buyers and sellers use the services of a real estate agent, most of them do not understand who pays the real estate agent. A lot goes into determining a real estate agent’s commission, and in most cases, both buyers and sellers are responsible for paying different fees.

Topics: finding an agent home seller first-time buyer real estate agent
10 min read

What's the Difference Between a Real Estate Broker and Agent?

By Katie Hollar on Apr 12, 2022 1:41:46 PM

If you plan to buy or sell a home, you may be thinking about working with a real estate professional. There are several kinds of professionals in the field, each with different backgrounds and credentials.

Topics: finding an agent buying a home real estate agent
10 min read

When Should You Contact a Realtor to Buy a House?

By Christy Murdock on Apr 4, 2022 10:15:00 AM

Are you ready to start the home buying process? Find out when it’s time to identify the right real estate agent and begin having those important conversations.

Topics: finding an agent buying a home first-time buyer home buyer real estate agent
8 min read

What Should My Credit Score Be to Buy a House?

By Christy Murdock on Apr 1, 2022 2:34:49 PM

Crunch the most important numbers to prepare for the financing process and get the house of your dreams

Topics: buying a home first-time buyer home buyer pre-approval buyers agent
8 min read

How to Find a Real Estate Agent for Your Needs: Where to Look & Questions to Ask

By Christy Murdock on Mar 25, 2022 10:41:00 AM

All real estate agents are not created equal. Here’s how to find a real estate agent who’s right for you, whether you’re a buyer or seller.

You may think that finding a buyer’s agent is a relatively easy proposition. After all, we all know a friend of a friend who just got their real estate license or that high school classmate who can’t stop posting on Facebook about their new career. However, the real estate agent you need must be experienced, knowledgeable, and a true expert, not just a random acquaintance. Here’s how to find a good real estate agent for buying or selling your home.

Topics: featured finding an agent home trends real estate agent buyers agent
6 min read

What Is Equity in a House and How Can I Use It?

By Christy Murdock on Mar 24, 2022 1:15:00 PM

What does home equity mean and why is it important? Read on to find out how to increase the equity in your home and why it’s beneficial to do so.

 

When you finance a home, among the many items of information you’ll receive is an amortization schedule. It shows how each monthly payment is applied to the debt that you owe on your home. If you have a 30-year mortgage balance, for example, the amortization schedule will show 360 payments, with your earlier payments primarily applied to the interest you owe on your home loan. The remainder of each payment is applied to the principal.

Topics: home value buying a home first-time buyer pre-approval buyers agent
8 min read

Buying a Home without a Realtor: Is It a Good Idea?

By Christy Murdock on Mar 23, 2022 8:15:00 AM

You may have heard of selling without a real estate professional, but have you ever heard of buying without one? If not, there’s a good reason.

 

The home purchase process is a complex one with a great deal of paperwork and many moving parts involved. Well-qualified, buyer-oriented real estate agents possess a wealth of market knowledge and an extensive professional network that can make a home purchase proceed smoothly and in a timely manner. 

Topics: buying a home first-time buyer buyers agent
6 min read

How Long Does a Mortgage Pre Approval Last?

By Christy Murdock on Mar 22, 2022 3:54:14 PM

For buyers, it’s an essential first step toward homeownership. But what is a mortgage pre-approval, how does the pre-approval process work, and how long does it last?

 

If you’re thinking ahead to the home buying process, your focus may be on finding the neighborhood with the best schools or on finding a fenced backyard for your pets. You may be most interested in the layout of the home itself or the architectural style. As you move forward through the process, however, you’ll probably find that the most time-consuming aspect of your purchase will be the mortgage approval process, beginning with a mortgage pre-approval. How does mortgage financing work and, once approved, how long does a mortgage approval last?

Topics: featured buying a home first-time buyer mortgage
7 min read

How to Guide: Buying a Second Home

By Katie Hollar on Mar 11, 2022 10:45:00 AM

Remember how excited you were when you closed on your current home? You were probably on cloud nine and excited for all the memories you’d make in your new home. But buying a second home can feel even better than those jittery moments at the closing table when you were a first-time homebuyer because now you’ve proven to yourself that you can handle the responsibilities of homeownership and probably have more financial security if you’re ready to invest in more real estate. You already know how long the home buying process is, tax benefits of owning a home, and more. Maybe it’s been your lifelong dream to own a vacation home (preferably somewhere on the beachfront), or maybe you want to use a second home as an investment property.

Topics: buying a home home buyer buyers agent
6 min read

What Makes Buying a Foreclosed Property Risky?

By Katie Hollar on Mar 10, 2022 9:15:00 AM

In the world of real estate, foreclosure properties are a double-edged sword. On the one hand, foreclosed homes are often much more affordable than conventional properties listed for sale, offering a unique investment property to renovate and sell the home at a higher price. On the other hand, these homes are sold “as is,” meaning there could be any number of hidden problems with the house that won’t be apparent until after the sale becomes final.

Topics: buying a home first-time buyer home buyer

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